Honest, thoughtful pricing

Test drive for free. Upgrade when you're ready. No ads, no hidden fees — your data stays private.

Monthly
Annual Save 41%
Free

Everything you need to start

$0 /forever
Get Started
  • Savings tree visualization
  • Three-bucket budgeting
  • Manual transaction entry
  • Cash flow tracking
  • Safe to Spend calculator
  • Tax estimator
  • Basic debt tracking
  • AI coaching
  • Bank sync via Plaid
  • Data export
  • Family view
Elm Family

Financial freedom together

$7.99 /month
Coming Soon
  • Everything in Elm Member, plus:
  • Up to 5 family accounts
  • Shared Family Forest dashboard
  • Individual trees per member
  • Private transactions
  • Shared savings goals
  • Individual budgets per member

Coming soon. Join waitlist for early access.

Frequently asked questions

Is there really a free plan? +

Yes! The free plan includes the savings tree, three-bucket budgeting, cash flow tracking, and the tax estimator. No credit card required, no time limits.

How does the free trial work? +

Start your 7-day free trial of Elm Member with full access to all features. If you love it, you'll be charged at the end of your trial. Cancel anytime before — no charge.

Is my financial data safe? +

Absolutely. Elm uses 256-bit encryption, bank-level security through Plaid, and we never sell your data. Credentials are stored in your device's secure Keychain only. We can't move your money — ever.

Can I cancel anytime? +

Yes. Manage or cancel your subscription anytime through the App Store or your account settings. No questions asked, no cancellation fees.

When is the Family plan available? +

The Family Forest plan is coming soon. Join our waitlist on the homepage to get early access when it launches.

Start growing your tree today

Join Elm — where every dollar brings you closer to financial freedom.

Get Started Free